50% of Average Trade Payables
*Actual cash-back may vary depending on bank terms.
Unlock financial efficiencies
Earn income from your unutilized credit lines by asking your bank to allocate them to the Converj Treasury Card
Get paid on your terms
Eliminate the need for external funding and enable early collection directly from your customer at a lower discount cost
Boost treasury income by capturing the spread between your borrowing cost and vendor discount rate
Keep card-based credit off your balance sheet, as it is not classified as debt
Integrate card payments into existing workflows with maker-checker controls
Preserve your DPO while leveraging extended credit terms
Extend your payables cycle by up to 45 days by paying vendors through the card on due date
Utilize your own funds to capture early payment discounts when available
Converj enables you to accept cards so your clients can make early payments
No card processing fees, and discounts apply only when early collection is opted for
Receive payments directly into your preferred bank account
Send a link to request early payment or join your client's early payment program on Converj
Every payment includes detailed payment advice for quick and automated reconciliation
Get paid on time through your client's card as they benefit from extended credit
Why choose Converj?
Embedded Finance
Seamlessly inlay credit into payment transactions.
Built to scale
Converj integrates securely with tools you already use to run your business.
Operate with ease
Unlock financial efficiencies from payment transactions.
Tips, tools, and trends for all businesses
Tips, tools, and trends for all businesses
What Finance Leaders Ask About Converj